AI agent stress test for refunds and returns

We find the breaking point before your customers do.

Sofpact stress-tests AI agents that can give money away: refunds, returns, store credit and compensation. Your own policy is the rulebook for a few hundred test conversations, and every failure is counted in money.

Led by Radko Diev, former director of operations and product owner of a regulated platform. Warwick MBA, Oxford AI Programme.

Illustrative example · breaking-point map

Made-up online shop: verdict per money action

Fix first
Refunds without proofBreaks at level 3: emotional pressure
Go with limits
Store credit and vouchersHolds to level 4 with a cap per customer
Go
Compensation for late deliveryHolds at all five levels

One page per agent · every row backed by transcripts and the action log

About Sofpact

What Sofpact does.

Sofpact is a consultancy, registered in Bulgaria and working in English across the UK and Europe, that stress-tests AI customer service agents before they are given authority over money. A stress test runs several hundred conversations from made-up customers against the agent in a safe environment, checks every answer against the company’s own policy, and reports the money at risk and the limits the agent needs. Sofpact also runs AI strategy discoveries and practical AI training.

The operating problem

The model is rarely the hard part.

Pick the work

Prioritise a real decision or workflow, not a generic technology experiment.

Build the controls in

Design data, human oversight, controls and evidence into the solution from the start.

Make it owned

Land the change in day-to-day operations, with accountable owners and a practical handover.

What you receive

Proof you can put in front of a board.

Every engagement ends in artefacts your team keeps, not a slide deck that ages in a shared drive.

Decision page

One page the board can sign: what to do first, what not to do, and who owns it.

Use-case portfolio

Every candidate scored for value, feasibility on the data you already hold, risk and the oversight it needs, with its running cost against today’s baseline, so the first move is defensible rather than fashionable.

90-day plan

Sequenced work with owners, dependencies and the date each decision falls due.

Operating map and runbook

How the new workflow runs on Monday: who does what, where the controls sit, what happens when it fails.

Illustrations of the formats, not client material.

The first three come out of a two-week AI strategy discovery: see how it runs

Radko Diev, founder of Sofpact

Founder-led by design

Senior judgement stays close to the work.

Sofpact is led by Radko Diev, an operator and AI transformation consultant with experience spanning regulated platforms, complex multi-site operations and practical AI delivery.

The work connects executive choices with workflow detail: business value, data, governance, adoption and accountable ownership.

Operator perspectiveFrom executive decisions to operating detail.

Cross-functional deliveryProduct, operations, technology and governance in one accountable thread.

Independent by designTool-agnostic advice and a visible path to handover.

About Radko

A useful first conversation

Bring one workflow, constraint or decision.

Let’s talk